Lenoir City Schools offers health insurance coverage through the state of Tennessee and dental & vision insurance through Ameritas. The district also offers supplemental insurance coverage through USAble.
Medical plans to select from:
- Premier Preferred Provider Organization, or PPO: Higher premiums, but lower out-of-pocket costs for your deductible, copays, and coinsurance.
- Standard PPO: Lower premiums than the Premier PPO, but you’ll pay more out-of-pocket for your deductible, copays and coinsurance.
- Limited PPO: Lower premiums than the other PPOs, but you’ll pay more out-of-pocket for your deductible, copays and coinsurance compared to the other PPOs.
- Local Consumer-driven Health Plan with a Health Savings Account, or CDHP/HSA: Lowest premiums, but you pay your deductible first before the plan pays anything for most services, and then you pay coinsurance, not copays. Go to the CDHP/HSA page to learn more.
- Benefit premium deductions are paid a month ahead and can only be added, changed, or canceled during open enrollment or due to a qualifying event due to marriage, divorce, loss of coverage, or birth/ adoption of a child. Please see Page 3 of the health insurance enrollment form for detailed information.
- Click on the link to see which doctors participate in each network: Carrier Network Information
- Below you will find the cost sheets for professional and support employees, a plan comparison sheet, enrollment forms for medical, dental and vision and the local education plan document
ID Cards: Newly enrolled members or members who make changes to their current health plan option will receive new ID cards. Members can request additional ID cards by contacting their carrier or by using the carrier’s mobile app.
BlueCross BlueShield of Tennessee:
800.558.6213
Monday - Friday, 7 a.m. - 5 p.m. CT
Cigna: CIGNA
800.997.1617
24/7
Health Savings Accounts & Flexible Spending Accounts:
Pharmacy Information:
Behavioral Health:
Optum Behavioral Health | Here4TN
855.HERE4TN (855.437.3486)
24/7
Learn more about Here 4TN Behavioral Health Benefits at: Visit the behavioral health webpage
Emotional Wellbeing Solutions ( formerly Employee Assistance Program):
Eligibility: EWS services are available to those enrolled in a Partners for Health medical plan, as well as benefits-eligible (not necessarily enrolled) dependents of employees and retirees who are enrolled through medical insurance.
First Call Provider Search
The Here4TN team will find you a provider based on your specific preferences, concerns and availability.
Call 855.437.3486 or Emotional Wellbeing Services for more information and resources.
Wellness Program:
Sharecare
888.741.3390
Monday - Friday, 8 a.m. - 8 p.m. CT
To learn more about the program and resources go to: Visit Sharecare
Compliance:
- As required by law, a Summary of Benefits and Coverage is available, which describes your 2024 health coverage options. The SBC may be found at TN- Partners of Health no later than Sept. 1. The digital newsletter contains much of the same information. To get a SBC paper copy, free of charge, call 855.809.0071. Please include your name, complete mailing address, and name of the SBCs you want: State and Higher Education Plan, Local Education Plan, or Local Government Plan.
- The Plans are required by law to maintain the privacy of protected health information and to provide you with notice of our legal duties and privacy practices with respect to PHI. Find Notice of Privacy Practice and other important Legal Notices, including Prescription Drug Coverage, Medicare, and more at Legal Notice.
The Human Resources Department may be able to answer any benefits-related questions you may have and help you enroll. You may also contact the Benefits Administration with health insurance questions.
Carolyn Miller – Lead Human Resource Specialist
865.986.8058
Monday - Friday 8:00 am - 4:00 pm
Email: cmmiller@lenoircityschools.net
Lachrisha Day – Human Resources Specialist
865-986-8058
Monday-Friday 8:00 am – 4:00 pm
Email:laday@lenoircityschools,net
Benefits Administration
800.253.9981 or 615.741.3590
Monday - Friday, 8:00 a.m. - 4:30 p.m. CT
Email: Benefits.Administration@tn.gov
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2025 Professional Health Insurance Premiums